Couples Financial coach Scottsdale & Nationwide
He has a money plan. You have a money plan. You've never talked about them.
I help couples go from money talks that never end to a 15-minute money date that ends in 10. Learn how in my free class.
Does this sound like your house?
- Your husband told his brother yes to the beach trip. Your stomach dropped when you found out in the family group chat.
- You've asked about the same $300 Amazon charge twice. You've stopped asking.
- One of you pays every bill. The other one couldn't tell you what day the car payment comes out.
- He got a raise in the spring. By fall, neither of you can say where the extra money went.
- His parents offered to help with the down payment. You said thank you, then lay awake asking why the two of you can't provide for your own family.
You're not bad with money. Nobody ever taught the two of you how to talk about money together.
Picture your house a year from now.
- His brother texts about the beach trip. You both know what's left in the travel money you set aside in January, so you answer him together that night.
- You ask about the $300 Amazon charge. He says, "New cleats for the kids," and you both move on.
- He's traveling the week the car payment is due. You know the date, the account, and the login.
- He gets a raise. Before the first bigger paycheck lands, you've already decided together: some to the house fund, some to the kids' college fund, and $100 a month for date nights.
- His parents offer to help with the down payment. You were already saving on your own, so their help just gets you into the house sooner. You both say thank you and sleep that night.
Go on the vacation. Send the kids to camp. Give to your church. That's a Great Big Beautiful Life.
Haven't talked about money in a year? Start here.
A free live class on Zoom, once a week: How to Talk With Your Spouse (and Yourself) About Money and Still Like Each Other. Whether you come together or on your own, this is where the money talk gets easier.
In about an hour, I'll walk you through the 15-Minute Money Date. That's a short, regular money talk with your husband that actually ends. You'll leave with five steps and a day on the calendar for your first one.
Come live and stay to the end. There's an offer in class you won't find on this website.
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"We can't talk about money without fighting." Yet.
I'm Amber.
I have an accounting degree from Baylor, 20+ years of budgeting with my husband, and I used to teach elementary PE. When a kid told me, "I can't tie my shoes," I'd add one word: "yet." Now couples tell me, "We can't talk about money without fighting." I add the same word. Coaching in Scottsdale and nationwide.
Three things we build together in coaching
The free class gets the money talk started. Coaching is where we build the rest.
Unified Vision
- You both make the money decisions. Nobody steers while the other one nods along.
- A weekly 15-Minute Money Date where you each give your opinion before anything gets decided.
- The planner and the dreamer walk away with one decision they both agreed to, like how much goes to Christmas this year.
Intentional Living
- You decide together where every dollar goes before the month starts.
- You see where the money actually went last month, and nobody gets in trouble for it.
- Money set aside to spend on yourself, no explanation needed.
Generational Transformation
- Name the money stories you each grew up with, like "we always pay cash" or "we don't talk about money."
- Keep the ones you want. Drop the ones you don't.
- Your kids, or the ones on the way, watch you talk about money calmly at the kitchen table.
What Clients say
"It's [talking about money] certainly a lot less contentious than it was. It's a joint mission."
— Micah
"We used to avoid money conversations until they blew up. Now we actually enjoy planning our future together. Our marriage is stronger because we finally learned how to talk about money."
— Victoria
"We're not jumping into a house, but it's nice to know we're headed in the right direction."
— Hannah
"He didn't say no [to the purchase]. He said not now. He was saying not now because he loves me."
— Norma
"I can't believe I did it all by myself. I negotiated [my car] all by myself."
— Marcy
"I've never been this happy in January."
— Joe
FAQ
Questions couples ask before they start
How is this different from a financial advisor?
A financial advisor helps you decide where to put the money you have. I help you build it in the first place: the habits, the money conversations, and the money stories you each grew up with. My goal is for you to need a financial advisor someday.
What happens in the free class?
It's about an hour, live on Zoom. I'll walk you through the 15-Minute Money Date, five steps for a money talk that doesn't end in a fight. Come on your own or bring your husband.
What if my husband isn't sure about coaching?
That's normal. Most couples have one person who's ready and one who isn't sure yet. Start with the free class, on your own or together. You'll leave with five steps you can try this week, even if he doesn't come with you. When one of you changes how you show up, the whole money conversation changes.
We've tried apps and books. Why would this be different?
An app or a book can show you where the money went. It can't sit with the two of you when that conversation turns into a fight. That conversation is the part I help with.
Do we need to be in debt, or have a lot saved?
Neither. Some couples come to me with credit card debt they're ready to pay off. Others just got a raise or an inheritance and don't want to get it wrong. If you can't cover this month's bills, coaching isn't the right first step, and I'll help you find what is.
What if we've tried budgeting before and it didn't stick?
Most budgets fall apart because one person built them, for a month with no surprises. We build yours together, for the life you actually have.